Cars and Loans

The more sophisticated technology, the human desire can be a need that causes the need for more and more. One of them cars. People thought using a car is safer in terms of security and also more can be used for family. Therefore many facilities have been provided to facilitate the community.We can find cars from used car dealers, new car dealers, private parties, and other sources.Which of course there are advantages and disadvantages of each.For example new car dealers, of course more expensive cars. While used car dealers are cheaper.Then there are some tips for choosing a good car:1. Decide which car model and specific options you want.
 2. Find out the invoice price and the true cost to the dealers of the model and options you want.
 3. Decide how much you are willing to pay the dealer above the invoice price.
 4. Make your offer to as many dealers as possible.
 5. Compare final sales prices with other dealers and buying services.
 6. Compare financing costs from various sources.

According to US regulations, insurance rates are determined by several factors:
1. sex, male bias has higher insurance rates than women. Because according to peneliatian men more often exposed to accidents than women
2. martial status, according to research people who are married are less exposed to accidents. So insurance rates will be lower
3. age and type of cars, old cars and luxury cars will get higher insurance rates because parts will be more difficult to find and expensive.
4. rural and urban, according to the regulations in the US, urban higher insurance rates due to higher accident rates than rural